“Refer & Earn” programs are promotional initiatives that reward users for inviting others to join a platform or service. Participants share a unique referral link or code with friends, family, or colleagues. When the referred person signs up and completes specific actions, such as making a purchase or subscribing, the referrer earns rewards like cash, discounts, or credits. These programs benefit both the platform, by increasing its user base, and the referrer, by providing a way to earn extra income or benefits. Typically, users can track their referrals and rewards through their account dashboard and are encouraged to promote the program via social media, messaging, or word-of-mouth to maximize earnings.